DISCLAIMER: Brokered Certificates of Deposits are sold only to[ qualified/accredited/sophisticated/institutional investors] and only by means of offering documents that include information about the risks, performance and expenses related to Brokered Certificates of Deposits, which clients are urged to read carefully before subscribing. An investment in Brokered Certificates of Deposits involves some risks. Specifically, these investments (1) may have performance and liquidity that is affected by _________________, and investors may lose [x]  amount of their investment and/or expected interest; (2) may engage in[__________] practices that could increase the risk of some investment loss; (3) are considered [__________] and are relatively liquid investments for which there is generally a secondary market; (4) Brokered Deposit redemptions are subject to some restrictions related to their stated maturity date(s) and circumstances that affect the secondary market for such securities; (5) may be subject to certain fees, including management fees and other fees and expenses, all of which will reduce profits.

Interests in Brokered Certificates of Deposits are endorsed by the issuing bank or other insured depository institution according to the specifications and conditions set by the Federal Deposit Insurance Corporation, the Federal Reserve Board, or any other governmental agency. Prospective investors should understand these risks and have the financial ability and willingness to accept them before making an investment and should consider other investment classes, programs, and vehicles as a supplement to an overall investment program.

Tax treatment depends on individual circumstances and may be subject to change in the future. Finance 500, Inc. does not provide legal or tax advice and makes no representations as to the tax treatment of assets or the investment returns thereon both in general or with reference to specific client's circumstances and needs. We are of necessity unable to take into account the particular investment objectives, financial situation and needs of our clients and recommend that you take financial and/or tax advice as to the implications (including tax) of investing in any of the products mentioned herein.

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